Hey everyone, I’m Gavin Yarborough. Excited to be joining the BiggerPockets community and learning from those who have been doing this for a while.

A little background on me: I’m 22 years old and an incoming D1 dental student at the University of New England. I was selected for the HPSP scholarship as a commissioned Naval officer, which means my dental education is funded and I’ll have a stable income stream moving forward. My goal is to use that position to start building long-term wealth through real estate.

Right now, I’m in the learning and preparation phase. I’m stacking cash, working toward getting approved for a loan, and trying to learn everything I can before making my first purchase. My current goal is to buy a multifamily property, house hack it, live in one unit, and rent out the others.

The biggest thing I’m trying to figure out right now is how experienced investors analyze multifamily deals. How do you evaluate whether a property is actually a good investment? What numbers do you look at? What tools, spreadsheets, or processes do you use when underwriting a deal?

I’m definitely a beginner and still have a lot to learn, so I’d really appreciate any advice, resources, or lessons learned from people who have been through this process. If anyone is willing to share their experience or point me toward good mentors/resources, I’d be incredibly grateful.

Looking forward to learning from everyone here!