Curious how others are handling this, especially with hard money loans and cash purchases.

When you’re buying an investment property, are you:

• Getting a new survey every time?

• Using an existing survey if one is available?

• Waiving the survey altogether?

• Is your approach different with a hard money loan vs. a cash purchase?

If you aren’t getting a survey, what makes you comfortable proceeding without one? Is it the property type, title work, prior survey, familiarity with the area, perceived cost/risk, or something else?

Also curious how this compares to appraisals. For those using hard money, are you more likely to have an appraisal done than a survey, or do you typically have both?

Interested in hearing what everyone is actually doing in the field.