A well-originated new loan with a credit report, liquidity verification, and capacity verification at an appropriate LTV that has been papered properly can be a great source for a portfolio.

Sourcing working (or not)?

This makes me look at the rental unit as a potential source of financing for my second investment.

Hi @April Vogt, I agree with Erwin, Idealista is by far the most used platform for Real Estate in Spain, so the best source for getting info.Then it depends on what you want.

"Would you use one to buy the property cash (house is worth $50k)" - Absolutely, as long as you know you can qualify/source/secure conventional financing.

Pricing Volatility & Lender FitNon-QM pricing can move faster and vary significantly between lenders based on:Property typeCash-out vs. rate/termDSCR ratioShort-term rental vs. long-termExperience levelIf you don’t regularly work with multiple Non-QM capital sources, it’s hard to confidently quote and lock.4.

Anyone have any tips on getting them direct to seller or from another source to cut out the middle man (wholesaler).

Note I actively try to minimizing my cash flow because it is the only source of RE return taxed annually.

Please confirm what work is being done.”Should I mention that the information came from a neighbour, or is it better to keep the source vague?

The new system calculates premiums at the individual property level using flood frequency, distance from water sources, building characteristics, and replacement cost.Here's the part that matters for investors: non-primary residences face annual premium increases of up to 25% per year until they hit their full actuarially-sound rate.