What mechanism is he applying through, is it 34 zillow apps ? 

The other repairs I wasn’t great at- maybe because I didn’t use that app.

I just make sure none of the money intermingles with each other and even go as far as not transferring money from one acct to another on Mobile app/PC and do it at the bank. 

Here's the deal:4% I/O, 6-year balloon25% down, $650K owner-occupied homeBorrower is primeI guarantee first $75K of lossesEffective LTV ~80% after guaranteeWithout the guarantee, I'd expect maybe 85-90% pricing based on what you said.With the $75K guarantee bringing effective LTV to 80%, could I get closer to 95-98%?

We are the owner and do not manage for others; so, absent a separate accounting app like QB, we would attempt to include all company level data in our Buildium books. 

What apps or tools do you use to manage your flip projects?

The demand is usually steady year-round in Chicago for that group.That said, here’s how I’d weigh it:If you go MTR:You’ll need to furnish it properly — not fancy, but turnkey: queen bed in each room, blackout curtains, comfy couch, smart TV, solid Wi-Fi, a stocked kitchen (pots/pans, utensils, coffee maker, toaster), and a simple desk setup.Expect about $4K–$6K upfront to get it guest-ready if you’re starting from scratch.Cleaning and turnover management can be automated (Turno app or a local cleaner), but there’s still some coordination involved.Since you’re near a hospital, list on both Furnished Finder and Airbnb (30+ night stays) — that combo usually keeps you booked.If you go LTR instead:You’ll save yourself the time and mental load of setting up a new system while adjusting to newborn life.Even if the rent’s lower, you’ll get steady income and less stress, which might be worth it right now.Winter leasing in Chicago:Yeah, it’s slower — especially December through February — but MTRs tied to hospitals stay active because medical contracts don’t follow the same seasonality.If this were me?

@Curt Smith I do have the app.

btw, my tenants like the app as well.Good luck! 

Its not the normal vanilla whosaling and you for sure need dough to pay for the entitlement process's  engineers studies and land use apps etc.