@Ashlee PerryThe app itself sucks.

@Ashlee Perry thanks, I wasn't aware there was a new app.

I use the hurdlr app. 

@Allan C. man is the app still going? 

Quote from @Jennie Berger: Quote from @Robert McClung III: Hi Joe, I have used private money a few times and like lowest points and I/O payments specially if I can include it upfront and not have to make a couple months payments.

Erika, I/O is the best payment possible only a Heloc is better thar I/O. 

Rental Loan (DSCR / No-Income Loan)Ideal for: Buy-and-hold investorsMinimum Guidelines:• FICO: 660+ (680+ preferred)• Down Payment: 10%–25% (higher if DSCR < 1.0)• DSCR (Debt Service Coverage Ratio): – Standard: 1.00+ – Acceptable: Down to 0.75 with compensating factorsNo personal income docs required• Lease or 1007 Rent Schedule accepted• Property Types: SFR, 2–8 Units, Condo, Townhome• Terms: 30-Year Fixed, IO, or ARM✅ Best Fit:✔️ Long-term rental play✔️ Property is rent-ready or has solid comps✔️ Buyer has funds to close and hold🔹 3.

If your investor is fine with a simple Promissory Note at a simple interest (Monthly I/O payments or Accumulating) then you can find some fairly standard Promissory Note templates online. * I would stick with LOCAL investments if you're the active investor.

A few ideas: Small-bay industrial flex buildingsIndustrial outdoor storage (IOS)Boat/RV storageContractor yards or laydown yards  These types of projects create stable cash flow and typically require far less management than STRs or spec home builds. 3.

Quote from @Brendan Chase: Apps/PM management interface.