For example:A $400K duplex with each side renting for $1,600 could cover 50–60% of the monthly mortgage and expenses, allowing the owner-occupant to live significantly below market rent.In higher-rent areas, some house hackers still manage to live for free or nearly free especially when we look at triplexes and fourplexes.The bottom line: it’s not as “easy” as it once was, but house hacking remains a viable strategy — especially for investors who view it as a long-term play combining reduced living costs, equity growth, and rental experience.👉 I’d love to hear from the community:Do you think house hacking in the Twin Cities still makes sense in 2025?

If you do contact is your script able to progress to the next step(offer or walk through)?

I'd definitely rather play things a bit safe on my first deal while I learn and get the hang of it.

I get "saving on cost" in theory - but I have seen that scenario play out in reality more often than not where the refi ulitmately made more sense (paying the refi cost than taking a higher converted rate).Confused on the quity access question?

This strategy can generate a lot of capital to reinvest into stronger appreciation plays later, but it’s also the most time intensive.In reality, you need both.

If your BTR buyer can build now and rent for 3-5 years before sewer arrives, that's actually a play - they lock in lower land basis while building equity during the wait.

Come at this from a position of financial strength and play the long game.

It's NOT a play to make wealth off rents, no, no, no.

That makes me wonder, how much zoning laws come into play and the difference government grants and programs can make. 

Are the tools and templates (like the policies manual) truly plug-and-play or did they need major customization?