You can play hardball here. 

There is another side of the coin you can play but it takes sweat equity. 

Then put a long term lease in play for your business, and then sell the real estate off as a sale leaseback.  

Taking these courses is like paying somebody to teach you how to play football.

Once we got the health department notices, it was clear the game she was playing. 

If there is to be a personal use side sometimes the financials play a less important role and other things become more important.  

Kids playing with matches?

Features like pools, landscaping, driveway upgrades, patios, fire pits, and outdoor lighting can play a huge role in creating that appeal.Now, the marketing benefit is great… but as a CPA, that’s not why land improvements are one of my favorite deductions.Land improvements are especially powerful because they may qualify for 100% bonus depreciation if acquired and placed in service after January 19, 2025.

Lenders and courts still tend to look at ownership and control, even when there’s no personal guarantee.From what I’ve seen, people who use Chapter 13 effectively tend to treat it as a reset window, stabilizing income and credit, then being very intentional about acquisitions after discharge rather than forcing deals mid-plan.Not legal advice of course, just how it tends to play out on the financing side.

Then the DMV play makes sense.