I totally agree initially I wanted either a duplex or a single-family household, but qualifying for one that’s not super beat up has been hard. 

In our SEP, the median projection for the unemployment rate is 4.5 percent at the end of this year and edges down thereafter.”Why not signal future cuts in 2025?

I use a rule of 1 unit for every 6 people, not households.  

Paul typically range from $300K–$550K, depending on location and condition.Rents: Median rents for 2–3 bedroom units are running $1,500–$2,000/month in many neighborhoods.Financing environment: Interest rates in the 6–7% range mean the mortgage payment is higher, making underwriting tighter but there's less competition so getting a better deal upfront is more feasible.Even with these challenges, house hacking can still work here when the numbers are run carefully.

The overall inventory has stabilized.Rental Market TrendsThe charts below are only relevant to the property profile that we target.Rentals - Median $/SF by MonthRents increased slightly in August.

Median sales are hovering around the $130s and trending up, so there’s room for both BRRRR and flips if you keep rehab scopes realistic.

It needs to be a 12-20% P&I change, or $200-$400/mo, in the median house price p&i monthly demand.Right now the rate cut impacts the people that put 40-60% down on their 2nd, or first, home as a family in the 1.2M++, closer to $2M range.

They bought homes that cost somewhere between 25-35% over the median price in that area, but no more.

I usually use their median estimates they give. 2.

Both single-family and multi-family projects slowed.Minimize imageEdit imageDelete image👉 Why it matters: Inventory isn’t keeping up with household formation.