Household2 adults (married couple)No smokingNo evictionsLarge dog (Airedale)CreditApplicant credit score: 682Recent dip explained by medical expenses (dog surgeries) causing higher utilizationPreviously mid-700sIncome / EmploymentPrimary applicant has multiple income streams: self-employed (Etsy), yoga instructor, Shipt, UberHusband currently not working due to immigration status (Australian, awaiting work permit)Income is somewhat non-traditional but diversifiedMother is willing to co-sign and would meet income requirementsProperty ConsiderationsHome has hardwood floorsConcern about potential wear from large dogPlanning pet addendum, deposit/pet rent, and move-in documentationMy Current ThinkingConsidering approval with conditions:Verified income and credit for co-signerSigned guarantor agreementPet addendum + deposit or pet rentStandard lease termWould you move forward with this tenant?

Causing me to double pay it and have a late fee.  

Since the borrower isnt making payments, this higher interest, plus whatever other fees, cause the balance to rapidly accrue.

We deal with a lot of OOS investor in our Detroit market, for many of them we have to fix disasters their initial "team" caused.

The residential rental market in Maricopa County has continued to soften following its pandemic-era peak. According to data from Apartment List, shared by The Cromford Report on January 12, 2026, median rents have plu...

It's where a bank is in trouble and regulators are trying to work with them to get out of trouble without alarming the public and causing a bank run.

Cause then you just need an estimate of how many sheets a house needs, and you get that number by dividing the number of sheets by the square footage to get a rough estimate and now when you look at a house that is 1800 square feet you'll know how much floors are per square foot, the sheetrock, the paint, the demo. 

Appreciation is a essential component and could be detrimental if you don’t buy right.Meaning, CapEx expenses could wipe away cash flow on a lower class asset and cause your first investment to be stressful.Now, you must ensure it cash flows upon your exit.

I use Proper for my general STR insurance, but I would be hesitant to use them for per booking insurance, because if I had a few of those small claims, they might raise my general STR insurance, the same way calling your homeowner's insurance agent and merely asking about a claim can cause them to note it in your profile and your rates go up.  

In addition, if I paid a tenant to $crew me, it may cause me to lose sleep.