I've been split testing the "smart" applications against applicants who can upload the docs on their own.

No tool is perfect; they’re most useful for quick initial underwriting before you dig deeper into comps and local market data.

Week of January 5, 2026 | Market Snapshot for Real Estate & Mortgage ProsAs we kick off the new year, fresh data confirms two important trends: the job market is quietly cooling, and new home construction is slowing more than expected.

But, maybe that is just the way this particular lender integrates data...

I really like @Michael K Gallagher point about there being a lot of data noise out there.I'd find your specific key metrics that matter most and lean into those.  

@Gabriel Kinser  Any time tracking app will do, including Google calendar, as long as you can export the data into a printable format.

In the base example data that's in there the funding is coming from an SBLOC and the rehab costs are being folded into the financing costs and there are no origination fees.

I've been testing a few - PropStream has good data, and there's a newer one called PropLab that uses AI to auto-adjust comps which saves time when you're running a lot of numbers quickly.4.

Through our co-investing club, we underwrite conservatively, focus on structure and downside protection first, and use shared, real-time analysis to pressure-test every assumption.

Mass mail is dying because the cost of bad data is too high.