Taxes were half paid in 2012, nothing in 2013, and 2014 has no record of payment. 

Avoid giving opinions, gossip, or unnecessary details, and only answer questions you can verify with records.

National sentiment is heavy right now.4.8% of household debt is delinquent — highest in nearly a decade.Pending home sales just hit the lowest level ever recorded.49% of Americans say they’re struggling to pay rent or mortgages.U.S. adult optimism just fell to 59.2%, the lowest ever recorded by Gallup.That’s the macro mood.Pressure.Caution.Uncertainty.When optimism drops, hesitation rises.And hesitation freezes people in place.But here’s where it gets interesting.While national optimism is falling…Louisville posted a 0.6% rent increase last month — the third highest rent gain in the entire country.Third.That’s demand.Rent growth reflects tenant demand.Tenant demand supports landlord confidence.Confidence stabilizes markets.Now layer in something else quietly shifting.Interest rates are now at their lowest level since September of 2022.Lower rates increase affordability.Affordability increases activity.And historically, transaction volume increases roughly 33% beginning in March as the spring market kicks in.So here’s the setup:National optimism is low.Louisville rent growth is strong.Rates are improving.Spring activity is about to accelerate.Meanwhile, locally:Single-family homes:• 2,610 active listings• 1,080 sitting 60+ days• 847 sitting 90+ days• 599 sitting 120+ daysMultifamily:• 86 available• 51 sitting 60+ days• 39 sitting 90+ days• 33 sitting 120+ daysInventory aging + rates easing + spring demand approaching = leverage window.In uncertain markets, people consume more information.More articles.More charts.More analysis.But action reduces fear.James Clear said it well:“Learning more will increase knowledge, but only attempting more will reduce fear.

., you see a obviously remodeled kitchen, but there is no record of a permit being pulled.

Hey Dave, lots of investors build their buyers list by tracking activity from local public records especially recent cash purchases, LLC transfers, and repeat buyers in the county.It helps you identify who’s actually buying right now instead of collecting random emails.If you ever want to talk through ways to source or organize that data efficiently, happy to share what I’ve seen work well for others.

Not a ridiculous question at all, but the short answer is: there’s usually a missing step between small multifamily and large MF.Large multifamily is almost always financed based on a combination of net worth, liquidity, and operating track record, not just deal-level cash flow.

At times there are discrepancies in the public records -but it's more the experience of the location and surrounding areas (how many homes looked distressed? 

That means I always want a promissory note, a properly recorded mortgage or deed of trust, and a clear understanding of lien position.

Invest with sponsors who have been around the block, have a reputation to protect, a track record and experience. 

Keeping good records of purchase documents, closing statements, loan details, HOA payments, repairs, and operating expenses is very important.