Lower Treasury yields typically support mortgage rates, which remain near recent lows at approximately 6.25% for a 30-year fixed – UMBS 5.5s are sharply unchanged on the day, despite lower treasury yields.The Bureau of Labor Statistics confirmed it will not publish the October jobs report due to the 43-day government shutdown, which prevented collection of household survey data.

Lead with Love BOLDLY, serve COMPASSIONATELY and live INTENTIONALLY!

The city has a lot of useful links on their websites that can help.https://www.clevelandohio.gov/residents/codes-ordinances/res...You should really hook up with a Cleveland specific real estate attorney because there are some other goofy rules such as... any renewal clause in the lease has to be in bold font double the size of any font in the rest of the lease.

As we can't listen to or monitor every call - our agreement spells out (in bold) "you agree you have not been promised any results" and "this supersedes all prior discussions."

Big-bold art.

I would encourage you, at minimum, to prompt it to lose some of the major tells: the emoji/numbers you used, the use of bold font, and the em dashes. 

I've got to start in a statistically cheaper area.

I know this as I have been a real estate appraiser in NEWARK for 10 yearsHarrison NJ is a completely different market area with a completely different socioeconomic scale, different statistics and superior school system.

Tourism in S.F. is still not up to pre-pandemic levels but I just saw one statistic that there was a slight increase in 2025 so far from previous years. 

Higher rates, harder to purchase a home if you are 1st time home buyer and per statistics this is still the main clientele out there, the supply chain issues will start to ease within the next 6 to 12 months.