How much weight do asset managers actually give to things like:Misstated GLA (1,850 vs ~1,368),Non‑conforming basement room with no egress,Potential appraisal issues if they accept an offer near list?

A house hack in desirable in part because you can use conventional conforming loans like FHA loans with low down payments intended only for primary residences. 2.

Some states may not recognize or fully conform to the federal provisions.

Also verify if the triplex is grandfathered non-conforming or actually permitted residential in C2.

One problem with your timeline - if you refi out of the VA mortgage into a conforming owner-occupied mortgage, your 12-months of occupancy requirement starts all over again for the new mortgage.Yes, lots of investors violate this mortgage clause, but they are taking a risk of getting their mortgage foreclosed on and theoretically prosecuted for federal mortgage fraud. 

Even conforming lending is decreasing risk appetite.

That friction limits buyer pool depth.Financing frictionCertain assets screen poorly for lending:• Mixed use quirks• Low ceiling height• Non conforming units• Tenant issues• Title complexityIf financing is harder, the buyer pool shrinks.

You can use well vetted forms to rent out your properties without having to pay a lawyer or anyone else for something of lesser quality AND they are updated regularly to conform to changing laws and norms. 7.

The HOA was served in the foreclosure and the Conformation Order extinguishes all prior amounts owed.

In emerald coast:- virtually all STR condos cannot get conventional financing due to non conforming on the OO requirement.