.• Human review matters more than most people realizeAutomated reports only go as far as the database allows.

Listing platforms are great for exposure, not final screening, especially once you operate across multiple states.A few principles that consistently hold up:Control the applicationSelf-reported income is a placeholder, not verification.Treat anything typed in by an applicant as unverified until proven otherwise.Why paystubs and bank statements fall shortPDFs are easy to edit or purchase.They show a moment in time, not income stability.Once you interpret documents yourself, the risk shifts to you.Better income verificationUse direct-connect tools where applicants log into payroll or banking systems themselves.Data comes straight from the source, not uploaded files.You see employment status, hire date, pay frequency, and real income.Reference calls are unreliableMost are coached or selective.Ownership and contact details should be sourced independently, not provided by the applicant.Background and eviction checks need layersSingle databases miss records.A cascading search tied to address history catches far more issues.Human review still matters when data doesn’t line up cleanly.What a solid workflow looks likeOne secure application link.Identity, income, criminal, and eviction checks run together.Pay for what you use, no subscriptions.A little friction upfront saves a lot of value later.

The zoom calls are packed with other wanna be aspiring developers/investors trying to ask him questions.

Love seeing architects make the leap into development and investing — your background in design and construction already gives you a huge edge.

I'm posting in this category due to the horror story that I'm currently experiencing. I'm hoping for expert advice regarding my Self Directed IRA investment, mainly due to my SDIRA consultant having retired, leaving m...

The databases didn’t change.

So, we obtain a full credit report and review collections, chargeoffs, age of credit accounts, active accounts, etc. to build an overall credit evaluation.FICO ScorePct of PopulationDefault Probability800 or more13.00%1.00%750-79927.00%1.00%700-74918.00%4.40%650-69915.00%8.90%600-64912.00%15.80%550-5998.00%22.50%500-5495.00%28.40%Less than 4992.00%41.00%Source: Fair Isaac CompanyPublic RecordsWe also obtain data from national databases about evictions, convictions, and sex-offender histories.

I’ll stay in my lane here and focus only on the tenant screening part of your question.Use a full background report, not a shortcut.Look for credit, nationwide criminal, eviction history, and judgments or liens that pull from multiple databases, not a single source, and are reviewed by FCRA-certified screeners.

Hello, does anyone have any multifamily development sites that are ready for construction?

Quote from @Purva Raichura: You’re right: serious developers don’t replace pre-app meetings, civils, or title services with software.