You're in federal district court with Federal Rules of Civil Procedure.❌ No more Collection Appeals Program❌ No more installment agreement negotiations❌ No more administrative remedies❌ No more Form 12277 lien releasesInstead you get:✅ Compelled depositions under Rule 69✅ Forced financial disclosure✅ Court-ordered payment plans✅ Contempt sanctions (including jail time)✅ Judgment liens that survive death and attach to inherited propertyThe estate goes from "problem solved" to "multi-generational nightmare" in 24 hours.

I misunderstood...So, from the other side (business side) one of the first rules of sales, "Always answer the phone because you never know who is on the other line."

My qualification standards say that applicants should have a social security. thats what I shared with other applicant ( the other cousin). am i violating fair housing rules if I tell him.

Cash flow (the real numbers)Most rent-by-room investors I know (myself included) see 2–3x the cash flow of renting the house as a single unit when the property is set up correctly.Example:$1,800/month as a standard rental$3,000–$3,600/month renting by room (4–5 rooms)But it only works if:Bedrooms are good sizeCommon areas are functionalLayout supports privacyYou’re 21 with time to manage it, that’s an advantage.

The market here is still super affordable with 2–4 unit properties in the $120K–180K range that can hit the 1% rule, meaning your $30K down payment and closing costs could get you into a property that cash flows right away.

Also, do you think a new investor with limited capital could start successfully in that space if they have strong management support, or is it better to gain experience elsewhere first?

Look for managers with a portfolio large enough to justify dedicated support staff (cleaning, maintenance, revenue management) but small enough for your property not to get lost—ideally in the 50-200 unit range.

The caveat being these types of brokerages off little-to-no support for their agents (regardless of what their website says). 

. - Class C only cashflows if you buy with proper metrics to account for tenant nonpayment & damage issues.5) How big a loan amount will the rent comfortably support?

Believe the courts will rule this punitive initiative is against the law but still vote for it.