My goal is to build a strong foundation for long-term financial freedom while learning from experienced investors here in the BiggerPockets community.Professionally, I hold a Bachelor’s Degree in Business Administration with a Specialization in Supply Chain Management and a Minor in Business Analytics.

Quote from @Adam Macias: A 50-year mortgage sounds like affordability — but it’s really it'll be debt that never ends. lolOn paper, stretching a mortgage from 30 years to 50 lowers the monthly payment, yes.But in reality, you’re paying far more in interest while barely building equity for decades.If you buy a house at 25 years old if you're lucky, you'll be 75 when the mortgage term ends...It’s housing that feels like ownership but functions more like renting — just with a longer contract and a higher total cost.The real problem isn’t the length of the loan.It’s the affordability crisis that’s forcing people to consider lifetime debt as a solution.Until we address prices, wages, and supply, extending loan terms only delays the inevitable...The further elimination of the middle class chasing the American Dream of owning a home. 

It's important to note, there are two big economic factors that contribute to declining rents (supply & demand).

if its an investmenet property - there are not many ( if any)  lenders doing regular or DSCR  loans on rental MH homes 

New listings saw meaningful increases, up 12.7% in Austin and 7.9% metro-wide, while active listings climbed 9.2% in Austin and 12.4% in the metro, boosting overall supply as more sellers return to the market.Inventory levels continued their gradual rise.

As populace grows, so does the money supply need to grow. 

I'm also regularly seeing other investors buy below 70% ARV straight off the MLS and below 50% ARV off-market for houses around the median which is $825k here as of Q2.

Adding the ability to run sensitivity analyses for ARV, rehab costs, or holding period can help flippers stress-test deals and make the tool valuable for regular use.

Feel free to contact me and can supply any contacts you may need.

.🧑‍🔧 Contractor Labor & Supplies – Any materials or hired help for property improvements.🚗 Mileage/Travel – When traveling to inspect or manage rental properties (keep mileage logs).💻 Office Supplies & Software – Including bookkeeping tools, printers, and even part of your home office.Creative Ways to Give Back — and Still SaveGiving back can also be tax-deductible when done thoughtfully:🎁 Tenant Appreciation Gifts: Small gifts such as gift cards, snacks, or holiday baskets (under $25 per tenant per IRS rules) can be deductible as a business expense.🏘️ Community Donations: Contributing to local charities, shelters, or community events near your property may be tax-deductible if donated to a registered nonprofit (501(c)(3)).🧤 Property Improvement Drives: Donating old appliances, furniture, or materials from renovations to nonprofit organizations like Habitat for Humanity can qualify as a charitable deduction.Pro Tip:Before December 31st, review your receipts, invoices, and bank statements.