Working through a dscr deal right now and was curious how others would approach finding a home for it.Rough numbers:  ~700 fico, dscr around 1.05, ~80 ltvI’ve been going through lender guidelines and matrices trying to see which programs might fit, but it always ends up being a bit of digging since each lender has slightly different overlays.Not too crazy, just one of those situations where I can't think of a program that fits it off the top of my head.Curious how others approach deals like this when you’re trying to figure out which lenders to look at first.

Wrapped this property into a Lease Option for my H20 "Helping Hawaii's Ohana" Program What made you interested in investing in this type of deal?

It is a done for you kind of program.

Can anyone who has been through his program comment on whether it is worth the financial investment?

By using these strategies, I was able to help working families across Hawai'i get into homeownership since 2018, which started as a project that became a movement, and now a program.

only one of the 2 units was picked in the lottery even though it was a weighted lottery (max weight for 5 years of STR operations with proof you paid the TOT for those 5 years - implication is the city does not know who has been paying the required TOT).

Investors and lenders are talking more about true cash‑flow coverage, realistic ARVs, and stronger covenants.For those active in private money this year:What’s carrying the most weight in your deals right now—DSCR, borrower experience, or down payment/equity?

Depending on a weighted factor Sparefoot will show you as a recommended location for an area, you might even be 15 miles away, but if their algorithm says you're the best then you will show up at the top or closer. 

That makes a difference because many properties in that area qualify for either NFIP (the federal flood program) or newer private flood insurance options. 

I don't see much information regarding this company. https://s8academy.com/section8Or have you had any good experience with any other programs?