Self-reliance is something you can cultivate and train like a muscle.

You can find higher ROI (on paper) here and probably in other cities…but the probability of actually collecting rent significantly decreases.

Prepayment penalties in DSCR loans are most commonly structured as "step-down" penalties, meaning the fee decreases over time.

If you live on your own, consider a roommate to decrease expenses. 

As your income increases over $100,000, assuming you're not married filing separately, that $25,000 amount will decrease.

By default the Dollar has to get significantly devalued, which means your future debt decreases in cost significantly. 

For example, during the 2008 financial crash, our clients had no decrease in rent and no vacancies.Achieving and sustaining financial independence totally depends on where you invest.

You can find higher ROI (on paper) here and probably in other cities…but the probability of actually collecting rent significantly decreases.

I have also had clients wait to refinance and their market decreased, which inhibited their ability to accomplish a good BRRRR.

Here's the latest in Brevard County Real Estate (all property types and all price points) - July 2025My take: Compared to many FL markets, Brevard County prices are still holding (no significant increases or decreases in the last 2 years).