The way around the self-sufficiency test is a conventional loan with 5% down, which doesn't have this requirement.  5% down is for owner occupied properties only (just like FHA).  

I don’t care that they collect data from me as it’s automated 99% of my rent collections and late fees.

So, we obtain a full credit report and review collections, chargeoffs, age of credit accounts, active accounts, etc. to build an overall credit evaluation.FICO ScorePct of PopulationDefault Probability800 or more13.00%1.00%750-79927.00%1.00%700-74918.00%4.40%650-69915.00%8.90%600-64912.00%15.80%550-5998.00%22.50%500-5495.00%28.40%Less than 4992.00%41.00%Source: Fair Isaac CompanyPublic RecordsWe also obtain data from national databases about evictions, convictions, and sex-offender histories.

The appraiser is going to use MLS data and use their best judgement.

All data was pulled via MLS sourcesSales Market OverviewMedian Sales Price in April 2025 reached $380,690, up 4.7% year-over-year.This follows a modest increase of 1.0% from 2023 to 2024, reflecting a positive upward trend in home values over the past two years.Rental Market TrendsActive Rentals rose from 111 to 127, marking a +14.4% increase, suggesting growing inventory and investor interest.Leased Properties declined 15.6% (from 956 to 807), indicating potential softening in immediate rental demand or longer leasing times.Average Monthly Lease Price increased 3%, from $1,896 to $1,953, showing continued upward pressure on rental rates.

Tenant agrees these detectors are in working order and agrees to periodically test and maintain the smoke detectors and keep them in working order.

I am extremely proud to share that, by our estimation, we have achieved and far surpassed this $1 trillion objective.Among the 3.15 million members who have cumulatively joined BiggerPockets, our survey data indicates that 29% (913K) have reached millionaire status.

I am interested in using these funds for an alternative real estate investment strategy outside of long term buy and hold rentals (tax lien, air bnb arbitrage, commercial, data center). 

We have the worlds biggest data center being built here, amazon just moved in, the air force base just recieved a contract bringing in 50-80000 airmen etc. properties on the same street are selling for 80$ a sqft and 170$ a sq ft. it's a good time to be buying with the massive growth this area will be seeing over the next 5 years. potentially doubling our population.Thats why i am looking for help finding the best strategy during this time. 

How do I go about pulling these lists that include the data I'm looking for:  Older, 5+ bed homes, ADU's, absentee/vacant owners?