A 4.5 rating with 80 reviews can tell a very different story than the same rating backed by hundreds.It’s also worth asking a few practical questions:– Do they have a response-time policy for owners or tenants (for example, within 24 business hours)?

You will need to consider the cost involved and the practicality of the location.

I had one for years that I liked, but as he grew and purchased a couple of other practices, he pawned me off on a couple of low-level underlings because we weren't big enough or complex enough to warrant big bills.

I am a CPA myself but practice audit. 

I am looking to relocate to one of those 2 locales, so I thought I should start investing there.

I've already got an umbrella policy and require renters insurance thanks With a 2.9% loan, refinancing just to move the property into an LLC usually isn’t worth it because higher rates crush cash flow, and while deeding to an LLC is sometimes done, it can technically trigger the due on sale clause and doesn’t remove your personal liability since you’re still on the note; a revocable trust is typically allowed and helps with estate planning but offers no real liability protection, while strong landlord insurance and your umbrella policy often provide more practical protection; many investors keep low-rate properties in their personal name and use LLCs with DSCR or portfolio loans for future purchases, and an Ohio asset-protection attorney can help you decide whether changing title makes sense.

The LTR side assumes stabilized occupancy, which in practice still includes turnover and vacancy risk.

Regarding lenders, it is not always necessary that they be from the same state but using a lender who knows the Georgia investment loans and appraisal practices well is certainly a great advantage it usually makes the process easier and quicker.Good luck!

In practice, it was the opposite.

Jose, this is well-thought-out and you’re asking the right questions early, which already puts you ahead of most first-time investors.A few practical thoughts based on what you laid out:• Your instinct to anchor the first deal as a foundation rather than a home run is the right mindset.