Xero, for instance, is much less common than QBO, and not every CPA will be comfortable with it.

In some instances lenders may allow exceptions a bit above that with compensating factors. 

In most instances it's the exact opposite now people line up to overpay now.

For instance, this quarter, I am targeting Cleveland, Memphis, Columbus, Detroit, and Kansas City. 

For instance one deal in Oregon I have under contract.. everything you could get publicly looked great..

Could take some time but that is what is needed in many instances.

When I changed companies, the newer ones would not support the idea, insisting we kept doing things the old way...paper, duplicitous Excel lists, and missing info.Just as a note, I have not kept up with newer PM apps, but for instance Yardi and competitors are all based on accounting practices, with double entry systems, forensic researching capabilities, and other elements to make the money trail rock solid.

I've helped coach a few clients in Denver and Colorado Springs to do letter-writing campaigns targeted at very specific buildings or styles of homes they were looking for (lofts in downtown Colorado Springs, for instance, and new-build condos in the RiNo district in Denver).

If yes, get it done.Some instances where a cost segregation will help1) rental losses would not be considered passive - Real Estate Professional Status or STR being considered active2) You sold another property that generated passive gain that you want to minimize3) Your income is below $150,000 and you can utilize some of your rental losses.

You can buy a multi-family property as an owner occupier with as little as 3.5% down payment if going FHA or 5% down if going with conventional financing, and your buying power is greater in most instances as well, compared to purchasing a single family home, because the lender can factor in additional 70% - 75% of expected rental income together with your income towards total pre-approval amount (e.g buyer looking at homes who is pre-approved for 250k single family home, but with rental income factored approved to purchase up to 375k triplex).