I finally decided to move forward with them because I lost my main lender due to them being bought out and canceling programs.

yep your weight in gold.  

I suggest you look up some people’s journey using the NACA program on YouTube to see others realistic experiences.

What is your #1 "Dealbreaker" when someone applies with a dog (besides breed/weight)?

He had caused us a great financial burden and loss.

I am in the midst of building out a project and would like to gather feedback that would help me form the useability and demand for it. The idea is a platform for an inventor to keep everything in a centralized place ...

This comes up a lot, especially around tax season.Many real estate investors are surprised to learn that they can’t use rental losses to reduce their W-2 income — even when the property clearly lost money on paper.The usual reasons:They don’t qualify for Real Estate Professional StatusThey don’t qualify for the short-term rental rulesIn those cases, losses are typically passive and get suspended.But there is a niche group that often gets overlookedInvestors earning roughly between $100,000 and $150,000 may still qualify for the special allowance deduction.Under the right circumstances, this allows up to $25,000 of rental losses to offset non-passive income — even without REPS or STR treatment.It’s income-based, it phases out, and it’s very fact-specific… which is why a lot of people either miss it entirely or assume it doesn’t apply to them.If you’re in that income range and investing in rentals, it’s worth knowing whether this applies to you before assuming losses are unusable.Curious — has anyone here actually used the special allowance, or did you assume rental losses were completely off-limits?

SP500 can make you 8-10% a year with 0 risk of permanent loss of capital, sure it can fall but it always eventually recovers.

I hope that this issue is resolved by bringing more high paying technical jobs into the United States, Re-Programming our educational institutions to only provide degrees that make a wage in the working world.

That meant mandatory flood insurance through the National Flood Insurance Program.