If the negative cash flow is manageable and doesn’t block future investing, holding for flexibility may be the least bad option — but I wouldn’t force a large cash paydown just to feel better about the numbers.Have you considered operating your home for transitional housing to homeless veterans (VA-VASH program), senior care, etc.?

It's become common practice with these syndication education programs to use misleading websites listing the mentors as a member of an "advisory board" while listing transactions in a manner that's intentionally vague and intending to mislead potential investors on the track record and of the capital raiser. 

I’ve seen it happen too many time where all the rehab is financed on credit cards and it severely reduces loan programs.

Yes we definitely work with a lot of investors on that, most of the times you'd probably want to use a community program because otherwise you run into points/fees limits on conventional loans. 

Until then, it is worth reviewing these rent control laws directly from the cities that have already implemented them.Berkely, CA - https://rentboard.berkeleyca.gov/rights-responsibilities/ren...Portlande, ME - https://content.civicplus.com/api/assets/014c1dbc-bccc-47b6-...NYC - https://www.nyc.gov/site/mayorspeu/programs/rent-stabilizati...Log Angeles - https://housing.lacity.gov/rental-property-owners/rent-contr...

Quote from @Allan Skibiel: Do you know any names of programs or insurance companies that will write a policy like this?

Same for 2-years of job/income stability.Tenant Default: 10-20% probability of eviction or early lease termination.Section 8: Class C rents usually meet program requirements, proper screening still recommended.Vacancies: 10-20%, depending on market conditions and tenant screening.Cashflow vs Appreciation: Should cashflow immediately, at the lower end of relative rent & value appreciation.Class D Properties:Tenant Pool: Majority of FICO scores under 560, little to no good tradelines, lots of collections & chargeoffs, but should have no convictions/evictions in last 12 months.

The question passively investors should be asking is if the person running the syndication is a “real estate guy” who is using social media, writing, public presence, etc. as part of a marketing program or is the person running the syndication a “marketing guy” (“influencer”, social media expert, marketer, salesman, pitchman) who has found real estate marketing to be profitable?  

So rick just run a note program asking what one pays for a lets say the note is ( 150K terms are 10% amortized over 30 due in 29) and you are the note buyer and you want to make 15% on your money per annum it will spit out the price to pay for said note.. . 

See the chart from Fair Isaac Company (FICO) below: FICO Score Pct of Population Default Probability 800 or more 13.00% 1.00% 750-799 27.00% 1.00% 700-749 18.00% 4.40% 650-699 15.00% 8.90% 600-649 12.00% 15.80% 550-599 8.00% 22.50% 500-549 5.00% 28.40% Less than 499 2.00% 41.00% Source: Fair Isaac CompanyAccording to this chart, investors should use corresponding vacancy + tenant-nonperformance factors of approximately 5% for Class A rentals, 10% for Class B and 20% for Class C.To address Class C payment challenges, many industry "experts" are now selling programs to newbie investors about how Section 8 tenants are the cure.