@William HarveyFor my flipping business, I prefer to use fewer software programs to streamline things.

Short-term, it's painful, so keep that in mind.Think about not putting all your rentals into any particular government program. 

The ones that I anticipate being around for a long time, I have tightened the underwriting standards while the ones that are chasing volume continue to come up with “creative“ programs that typically will not end well for them.

We’re trying to figure out whether this refi makes sense strategically for long-term wealth building given our goals, the current rate environment, and the lender’s program terms.Are we on the right track by considering this Refi?

For one of my properties they just started a license program.

But in this city, your financing strategy can make or break your deal.Here’s what investors should know about buying, selling, and financing property in Chicago right now.Why Chicago Remains a Strong Market for Real Estate InvestorsChicago offers a combination you rarely find in other major metros:• Affordable entry points• Strong rental demand• Older properties with consistent value-add potential• Diverse neighborhoods suited for nearly every investment strategy• Appraisal upside in revitalizing areasNeighborhoods like Avondale, Bronzeville, North Center, Uptown, Albany Park, Portage Park, and Rogers Park continue to offer a mix of appreciation + cash flow opportunities.Financing Determines Your Strategy — Here Are the Top Programs Investors Use:1.

Section 8 gets a bad reputation, but most of the horror stories come from investors who never learned how the program actually works.

And then recruiting (sorry, I don't know a more correct word for this) people into a tribe/community thing, because these people wanna become succesful REI and it's a whole program to get em there, right.

There are loan programs such as a 2nd position DSCR that you can tap equity as long as your ratios for these loans are solid.

Most investors struggle not because of the program, but because they operate without structure.What’s the longest you’ve waited for a voucher tenant to get approved?