I'm currently working with a local municipality to build independent, assisted, and memory care homes on a six acre plot of land.  

Homebuilders grappled with the Trump administration tariffs on construction materials and their effect on their bottom line, and agents from coast to coast spent considerable time at the water cooler, gossiping about the potential merger between Compass and Anywhere Real Estate.Here's a deeper dive into what played out this year in different aspects of the housing market, along with what some experts predict will happen in 2026.— Khristopher BrooksInventory is upWhat they said would happen: Experts predicted inventory would rise slightly in 2025 because demand for housing had surged since the COVID-19 pandemic.Stay InformedGet the latest residential real estate news, trends and expert insights delivered weekly to your inbox.What actually happened: The inventory of homes for sale made significant gains this year, continuing to grow out of the tightness the market experienced after the pandemic.November saw 1,302,638 active listings for sale, including single-family homes, townhouses and condominiums, which represented a 17% jump year over year, according to Homes.com research.Lawrence Yun, chief economist for the National Association of Realtors, said some homeowners are parting with their low-interest-rate mortgages.But only because they have to."

To segue into @Collin Hays point about having good insurance, the most effective way to achieve that is by operating the business well and avoiding conflicts in the first place.

That tends to create more problems than it solves and can run afoul of local code or utility rules.Bottom line: unless an electrician tells you there’s a compelling reason otherwise, owner-paid furnace electric is usually the most cost-effective and least risky solution, especially once you move out.Before you make a final call, I’d confirm with a local electrician and your municipality, but this setup is very common in older duplex stock.

I am a strong advocate of those same principles, but the real estate you are targeting cannot realistically absorb types of licensed and insured vendors your desired systems require to be effective. 

That tends to create more problems than it solves and can run afoul of local code or utility rules.Bottom line: unless an electrician tells you there’s a compelling reason otherwise, owner-paid furnace electric is usually the most cost-effective and least risky solution, especially once you move out.Before you make a final call, I’d confirm with a local electrician and your municipality, but this setup is very common in older duplex stock.

Going for the "best" rate and not understanding all you have listed actualy effect the rate. 

They all but went away or had price adjustments that made them effectively useless when rates started to spike. 

Keep in mind, the LLCs must each have an Operating agreement to be effective.

Proc. 93-27/2001-43. ]The "gets his capital back first" structure you're describing creates special allocation issues under IRC §704(b)—if the partnership agreement doesn't satisfy "substantial economic effect" testing, the IRS reallocates everything based on ownership percentages and your deal structure falls apart.