Short answer: often, yes.If you’re earning income that isn’t having taxes withheld — rental profits, flips, STR income, or business income — the IRS expects you to pay taxes throughout the year, not all at once in April.Those payments are called quarterly estimated tax deposits.Why they matter:They help you avoid underpayment penaltiesThey spread out the tax burden instead of creating a surprise billThey force you to actually look at your numbers during the yearI’ve seen investors have a great year on paper… then get caught off guard because nothing was set aside.Quarterly payments aren’t about paying more tax.They’re about paying it on time.Curious — do you currently make quarterly payments, or is it something you only think about at tax time?

Memphis can work but find a solid property manager first - they know which neighborhoods to avoid and often have inventory connections, way better than turnkey premiums.

For that reason, some investors choose to secure their next primary residence first before continuing to expand their rental portfolio.From the tax side, rental income is generally reported on Schedule E, which allows depreciation and avoids self-employment tax.

I see a lot of deals stall not because the math is wrong, but because the financing side was never pressure-tested early.A few things that have helped avoid that in practice:Underwrite the deal the way a lender will, not the way you want it to work: If it only pencils at best-case leverage or ARV, that’s a warning sign.Be honest about timing: Lease-up, permits, seasoning, and appraisals almost always take longer than expected.

Neighborhoods with a good rental market, up and coming neighborhoods, neighborhoods to avoid and any/all resources in that market.

It’s that the deal was built around financing that was never realistic for the asset.The investors who avoid this don’t wait for underwriting to surprise them.

I think so many things in my life I "fear" or "avoid" simply because there is an element of unknown there, and that very quickly gets into a "failure" type space mentally for me. 

Absolutely have a smart thermostat in any mid-term rental.Accepting pets will make you more and will help you avoid vacancy, but it comes at a cost.

So my questions are: Is it possible to avoid the foreclosure action at the end of the three years period, by continuing paying the taxes?

Areas to prioritize / avoid for a first duplex in Atlanta (Tenant quality + Rent demand)2.