That combination matters.

Affordability and Space Drive Renter DecisionsDespite rising rents nationwide, value-conscious renters continued to find the best deals in the South and Midwest.In 63% of large U.S. cities, renters could secure 1,000+ square feet for $1,500/monthTexas stood out yet again, delivering both space and affordabilityThe state led the nation with 44 ZIP codes offering luxury rentals below market pricingThis combination of affordability, modern amenities, and economic growth helps explain why Texas metros continue to outperform on both renter demand and investor interest.6.

As of July 2022, the guarantors reported a combined net worth and liquidity of $169.3 million and $24.5 million, respectively, resulting in low respective loan multiples of 0.46x and 0.07x. 

I would focus on combining that with learning skills while you're young that can increase your active income for now and in the futute

Mystery meat and real estate investing is just a terrible combination. 

Probate combined with grief, financial pressure, and timing constraints is a heavy load, and it’s clear you’ve been carrying a lot.Having been through probate myself, I’ll share one practical observation for anyone reading: slowing the process with the goal of saving more cash to purchase the property outright often feels like the safest path, but it can quietly work against you.

Many people find success through networking groups, online forums, and real estate communities, combined with clear communication and updates on deals.

., market downturn + payment defaults)Sensitivity analysis (one variable at a time, such as rate changes or vacancy shifts)These techniques help evaluate how different combinations of stressors affect outcomes.

Congratulations - you’ve already taken the MOST important step - capital accumulation.You’ve got lots of good answers in the BP posts here IF you’re the type of person that functions best when laying out the road map beforehand.  

I'd functionally be doing a buy and hold deal with the property being used as a mid-term investment, so rent receipts would be decent (cash positive).