However, if your property checked all the right boxes (and given your strong credit), there is a program that executes well and is at the terms below. • 6.075% rate• 30-year fixed• 5 year PPP (5/4/3/2/1)• 2 point origination (or 6.225% for 1 point origination)• $1,495 underwrite/admin feeHopefully this gives you a good idea of the different terms that are available out there. 

I opened it back up today and saw their answer to my question, they just said I could add a credit. 1. that does not solve the problem of it automatically adding inaccurate information, it should instead prompt me to do a security deposit return - so I can add any charges, this seems like basic functionality for a program that is specifically designed for rentals.2. now I can't find the transaction again and can't remember where I found it in the first place (though I do remember it was in a weird place).

My investment philosophy is always "go with the geek" not the salesman (especially those who brag on social media or have a training program) - note this comment is not about this sponsor as I know nothing of them, just stating my rule of thumb.  

Are there any resources or mentorship/educational programs you would recommend?

maybe the answer is some sort of Hunters safety course we all took as kids before we got our first guns.. you have a investor safety program that is not a guru LOL..

They've recently introduced a program called "pre REO" which gives them a strategy to help pull investment capital from these assets which are waiting for foreclosure and exit so that they can recover some of the investment capital from the assets to meet redemption and capitalization requirements for the fund.

It's not perfect, but programmed well it can 100% hold a conversation.When talking to the sales trainer & mentioned above, I let him listen to the replay of a probate lead.

Same for 2-years of job/income stability.Tenant Default: 10-20% probability of eviction or early lease termination.Section 8: Class C rents usually meet program requirements, proper screening still recommended.Vacancies: 10-20%, depending on market conditions and tenant screening.Cashflow vs Appreciation: Should cashflow immediately, at the lower end of relative rent & value appreciation.Class D Properties:Tenant Pool: Majority of FICO scores under 560, little to no good tradelines, lots of collections & chargeoffs, but should have no convictions/evictions in last 12 months.

Any referral websites would be appreciated, any tips for the saving renters, programs that help train them to turn renters into homeowners?

If so you can't target Voucher Holders over tenants who pay their own rent, nor can you avoid/decline them simply because of their voucher.Here in Maryland, where I am licensed, Source of Income is a protected class so I will not opine on the pros/cons of the programs.