However, it sounds like that part of the HOA governing agreement says that each unit owner is responsible for the damage in their unit, regardless of who or what caused it.

Legal reasons Manager may deny an ESA, according to the Fair Housing Act Section 5, and as determined at the discretion of Manager, include:The animal is too large for the accommodation size.If the building has 4 units or less and the owner lives in one of the units.If the property is a single family home and the owner owns less than 3 rentals units.If the animal brings an undue financial hardship to the owner.If the animal causes damages or harm to others in the building.

Also, the landlord signs the lease with "oxford house" rather than individuals so if someone gets booted for cause then there is no eviction protections or delays.I own and operate a real estate brokerage in Phoenix, AZ.

What follows applies to Las Vegas and may apply to Coral Gables as well.While condominiums offer a lower entry price and perceived lower maintenance costs, these advantages are often outweighed by operational and financial drawbacks.Higher Tenant Turnover: Condo tenants average under two years of occupancy, causing frequent vacancy costs.HOA Fees: Steep HOA fees directly erode cash flowStiff Competition: Condos compete with apartment complexes offering premium amenities (pools, theaters, gyms, free WiFi), keeping condo rental rates low.Appreciation and Rent Growth: Condos have fewer potential buyers and renters, so they typically have slower appreciation and rent growth than single-family homes or townhouses.Uncontrolled Maintenance Risk: Close proximity leads to cross-unit maintenance nightmares (e.g., an upstairs leak damaging your unit).

Will a large hole (the size of my torso) in plaster, exposing laths, cause the appraiser to not approve the property?

Given that you are an investment banker working 70-80 hours in NYCYou likely make a good salary with a high hourly rate(pro-rated cause you likely make a salary).As you mentioned, you likely dont have time to manage a rental so I would look at ways to invest in real estate that do not require as much time / input from youA) SyndicationsB) Full-service property management companies who will find, rehab, place tenants, and manage the rental for youYou likely have to do a lot of the 'work' upfront by spending time picking and interviewing syndicators / property management companiesBest of luck!

You become the “contractor of record.”This means:You are responsible for code compliance.If something fails inspection, you are on the hook.If something is done incorrectly and causes damage later, liability often points to you first—not the contractor.2.

All of these can cause a partial loss but not a total loss.Capital stack- did they sell preferred, convert debt to %, or % ownership to debt, capital calls????  

The sober living scene in Denver seems great and for a great cause.

It offers no meaningful protection and can actually cause complications with insurance coverage when issues do arise.3.