Might be able to get your cleaners or handyman to do it as well.On the dressers and night stands, it’s still a mix until I find the correct combination.

If cabinets are functional, they stay.

That combination of cash flow, tax savings, and appreciation is why so many choose to invest in real estate and build long-term wealth.You are thinking clearly and protecting your downside, but look more at your long-term goals and maybe consult with a few professionals (real estate agents, lenders, maybe a CPA) and decide from there.

You can also combine the new school with the old school.

Treating midterm rentals like Airbnb with longer stays.MTRs work best when you:• Define your tenant type first• Furnish for function, not Instagram• Price for monthly value, not nightly mathThose small shifts change everything.What mistake did you make early on that you’d warn others about?

The appraiser determined the property had functional obsolesce, making it something that not many lenders would want to finance.

Our combined household income is 408K, and debt to income ratio is 30%.

Just around median is where you want to be in my opinion.CoStar has a similar rating system for Apartment Complexes, widely seen as an industry standard:5-Star (Luxury/High-End): State-of-the-art buildings, newest construction, top-tier amenities, high quality, premium pricing.4-Star (Upscale): High-quality, above-average maintenance, newer construction, premium features, but below 5-star luxury.3-Star (Mid-Range/Workforce): Average quality, older buildings with more limited amenities, mid-range price point.2-Star (Value): Functional but basic, minimum structure and systems, often older with limited appeal.1-Star (Needs Renovation): Generally older properties requiring significant updates and major renovations.

My answer was: maybe — if I combined it with other assets and retirement income.

A 640+ score and steady government income are positives, but recent charge-offs (especially as recent as 6 months ago) combined with references that appear to be family members misrepresented as landlords would be bigger concerns for me.Trust your screening process.