They have multiple programs of course there's variables depends on individual as well as entity 5.525%, 5yr early pay off penalty, I will update as soon as I take the next step.

The first-year tax savings were a multiple of that fee, which made a real difference in cash flow.

He is on here and is in multiple states.

However, if you're trying to save costs across multiple properties, there are middle-ground options.

Hearing that most deals take multiple touches over weeks or months really drives home the importance of having a true follow-up process in place.

That means they made 12 loan payments of maybe 2k, that's 24k in just loan holding costs and you are not out yet.So, I would not tap into my free and clear home to test out a flip or a BRRRR with a team you are yet to put together. 

Or the multiple iterations and Infinite Return of REI.  

I’d interview multiple property managers before buying, ask about vacancy rates, rent collection processes, maintenance reserves, and communication systems.If you’re open to exploring beyond Indiana and Ohio, Memphis is another market many out-of-state investors consider.

I’ve had strong results with these approaches, and they often provide upside without relying on major renovations.Using cash flow to step into lower-yield, higher-appreciation markets later is a very viable path—just make sure the early deals give you flexibility and multiple exit options.

Also mixing multiple sources for the same lead (like pulling from 2 different platforms) gives you backup numbers when the first one's dead.