I'm just not sure if or how we can delete the post, since it seems to be worded in a way that’s been widely misunderstood.

I like to cast a wide-net....so I post my rentals on Zillow (and since they own Trulia, it also syndicates there), Redfin, Apartments.com, Realtor.com, and Homes.com. 

It is the most widely used accounting software for a reason.Here is why it works so well for investors with multiple properties:• You can track each property’s performance in detail, including rent, rehab, cash flow, and loan payments• It syncs with your bank and credit cards reliably, so you are not chasing missing data• It makes tax season much easier because your CPA gets clean, accurate reports• It grows with you, whether you have 7 properties or 70I have worked with a lot of investors who felt the same way until they saw what was possible with the right setup.

This also means most have a prepayment penalty ranging from 0-5 years and they vary widely between them. 

.• Exit doors must be a minimum of 36 " wide.• Exit doors must have panic style hardware so they cannot be locked from the inside and they must have lever handles on the exterior for accessibility purposes• Apartment doors must be 36" wide, they must be fire rated in a metal frame and they can swing into the apartments• Apartment doors must have lever handle hardware• One commonly shared exit corridor/stair from the second floor meets code• Emergency lighting is required in the exit paths• Stairs must be a minimum of 36" wide and must have handrails on both sides.• Stair handrails must be at code required heights and must extend 1'-0" beyond the top and bottom riser of the stair.• Stair walls must be 1-hour fire rated construction.• No storage is allowed in the stair.• No storage is allowed under the stair unless the underside of the stair is fire rated• All doors that open into the stair must be fire rated except any door that opens from the stair to the exterior• At least one window in every bed room must, when open, have a clear opening of 5.7 square feet at the second floor and 5.0 square feet at the first floor.

So I stepped it back, thought outside the box and removed the specifics of real estate and wouldn't ya know I found long standing models that were widely used for the exact same situations.

HELOCs on investments could be applicable but these programs are not widely available qualification is usually not asset based

They’ll help you map out what’s deductible under each scenario.Run both models side by side (with & without personal use).Use tools like AirDNA or Mashvisor to estimate cash flow.Check local STR rules in Fairplay—some towns in Colorado are getting stricter on licensing.You can definitely blend lifestyle and investment—it just helps to go in with eyes wide open so you’re not surprised come tax time or when evaluating long-term ROI.Let me know if you want a simple tax comparison spreadsheet—I’ve helped a few folks model out these exact two options.Thanks, Kyle Wheeler

Our association is county wide and just starting back up after having been long dormant.

Enforcement on a wide spread scale will NEVER happen.