If you're aiming to flip you need a new roof.

DSCR stands for Debt Service Coverage Ratio, which measures how well a property’s net operating income covers its debt payments.

I won't get 5%+ appreciatiom, but I'm more aiming for the CF.also make sure you have in reserves for Capex and Vacancy.

Within that simple framework, an additive measure is increasing opportunity to make offers. 

If you also buy a heavy rehab with razor-thin reserves, one bad contractor or inspection can wipe you out fast.Instead:• Leave a cushion from that $50K• Aim for a property where you can live in one unit and the other unit covers most of your payment• Keep at least $8K–$15K in reserves after closing4.

All three continue to show strong population growth, solid school systems, and consistent long-term demand—making them attractive and resilient markets for a variety of investment approaches.If you want to share more about your goals or what type of deal you’re aiming for, I’m happy to offer more tailored thoughts or point you toward a few good sub-markets to start with.

Be transparent about your deals, returns, and security measures.

If your purchase goal is 3+ years away, this might make sense.If you’re aiming to buy within the next year or two, prioritize stability — a high-yield savings or money market account helps protect your capital.

There should be a checklist that the vendors complete to ensure their turnaround and performance is being verified, tracked and measured.

Always cool to meet others aiming for cash flow rentals in the midwest, so feel free to share what you're leaning toward or what questions you’re wrestling with as you keep learning.