.✅ What I do want to do:Use an equity-based structure like this:I find a value-add 8–24 unit multifamily for, say, $500K–$1M.I bring in a private investor (or group) to cover $100K–$300K for:Down paymentLight renovationsClosing costsIn exchange, they receive:Equity share (maybe 60–70% depending on the deal)Preferred return (8–10% annual)Cash flow during stabilizationAfter 12–24 months of:Raising rentsImproving NOIStabilizing occupancy… I refinance the property with a DSCR loan, pay them back their capital + return, and keep the long-term cash flow.🏢 Example Deal (Multifamily 8–Unit):Purchase Price: $500KInvestor funds: $100K (20% down)You stabilize NOI and refinance at $650KNew DSCR loan gives you 75% LTV → $487KYou return investor’s $100K + returnYou keep the asset and long-term equitySame structure could apply to a 40–60 unit complex, where I raise $400K–$600K across multiple investors, using a syndication-style structure.🤔 My Questions for the Community:Do you see this equity + refinance strategy commonly used in small-to-mid size multifamily (8–30 units)?

That’s a smart alignment move in this market.The 8–12% preferred return is competitive and realistic, assuming the deal supports it.

COC returns for the properties in the above states were all in the 20 percentile with one at 42%.

My father would like to use his IRA to invest in a real estate deal with me where I am the debtor and he earns a guaranteed return on his investment.

Deal Snapshot (Investor Gets One of Two Options)Need: $40K for full rehab (roof, siding, HVAC, windows, paint, flooring)Option A: 6.5% preferred return, paid monthly + 10% bonus at Month 25Option B: 6.5% preferred return, paid monthly + 10% equity (cash flow & upside)Passive, non-voting, capital returned by Month 25Just curious to hear thoughts from you guys!

Project took a little longer than expected due to slow contractor overall great experience and return for my first flip.

When i return the security deposit do i have to return the interest accrued?

I'm a returning member to Bigger pockets and returning member to Fayetteville, NC community.

I’d also suggest a greater focus on return of capital, than return on capital.

I am not a I want to hit grand slams type of person, so I never chased big returns, I want diversity outside of the stock market and am ok with market average returns for my investments that I am passive in.