My PMI would be $1,944.00 at the highest LTV pull out.

Lots of work, sad to see it go, but life pulling me in another direction. 

Is there a way to minimize or avoid multiple hard pulls while financing these deals? 

Well, we pulled his credit and background, he has 100k tax lien outstanding, his credit score was 600, late payments on mortgage accounts.

Reno cash buyers are pulling back — and that’s not necessarily a bad thing.At one of the peaks of high interest rates in late 2023, over 30% of single-family home sales in Reno were cash.Today, that number is just over 21%.That doesn’t mean demand suddenly disappeared.It means incentives changed.When rates were punishing, cash was much more attractive on the buy and sell side.

I’m getting a home inspection & a lead test before I pull the trigger on this property , 1,100 home inspection yikes.

The solution we are working is a refi on 3 properties and paying off all the seconds, autos, and cards.

You could pull a list of expired / cancelled buildings for the last 6 years.

PLUMBING — SUPPLY LINESRemove all accessible galvanized supply lines in basementInstall PEX trunk and branch system to each unitNew main shutoff and individual unit shutoffs (label by unit)Proper supports, labeling, and pressure testNo in-wall work unless absolutely necessaryPLUMBING — DRAINSReplace all horizontal cast-iron drain lines in basement with PVCReplace only visibly failed vertical sectionsAdd minimum one accessible cleanoutCheck all vent stacks in atticInsulate exposed vent stacks as neededTie into existing stack and sewer lateralELECTRICALRemove abandoned/exposed knob & tube in basement and attic onlySecure open junction boxes, cap unused wiresPanel tighten, label, safety checkReplace unsafe breakers if found (no panel replacement unless quoted separately)Install basic LED pull-chain or strip lighting in basement common areasWATER MANAGEMENTSeal visible foundation penetrations and cracks (interior)Improve grading where soil slopes toward foundationAdd/extend downspouts to discharge away from structureI suggest doing a renovation of the units individually to achieve the targeted monthly cash flow and appreciation. 

I’ll stay in my lane here and focus only on the tenant screening part of your question.Use a full background report, not a shortcut.Look for credit, nationwide criminal, eviction history, and judgments or liens that pull from multiple databases, not a single source, and are reviewed by FCRA-certified screeners.