Hey Robert, Lots of great posts on here, and @Mark Bassali hit the nail on the head.

His data shows that we've passed the halfway mark of those with 3% vs the 6.5% mortgages and they will be going underwater. 

By late 2024 and into 2025, the market started finding its footing again.Sales in East Tennessee were up 4.7% in 2025, marking the second straight year of growth after several declining years.

These transition very well into furnished MTRs (30–90 day stays) if you shift away from nightly STR.Tempe (north Tempe / near Rio Salado)Right at that 15–20 minute mark depending on traffic.

It also seems so easy that anyone can just hit the 'apply' button, which I suppose can be good, but there are also negatives associated with that. 

I have found that 24-48 hours after a good snow is a great way to find opportunities if it's clear no one has made any tire marks in the snow. 

Can you have cashflow pay for some of your expenses, absolutely; but to completely live off of, especially at the 300k mark, not so sure. 

Skip anything where foundation work is even a question mark.

According to National Association of Realtors, very FEW improvements improve value in alignment iwth their costs:https://www.nar.realtor/magazine/real-estate-news/sales-mark...Highly recommend finding an agent that understands all this, so you don't waste money on improvements/rehab that won't increase the value enough so you can refinance.

Now, here is an example of what happens after the problem was fixed by a statute change:Amy bought the 2024 tax lien on Mark’s house at the 2025 auction, with a winning bid of a 6% redemption interest rate.