We are in pivotal times where performance, planning, projections, accountability, results and networking weigh more heavily.Performance means a lot more than what it meant 2 years ago when everything was easy - in reference to high favor for sellers.The feds objective of decreasing buyer sentiment settled itself in a little over a year ago and 2025 was filled with broken promises to dropped that sentiment even lower.We are at a point where 2026 will be a very telling year.No time for lackluster evaluations and/or performances.

@Ian Dyer how do you decrease the noise on facebook marketplace. 

-Did turnover increase or actually decrease?

Additionally I have been seeing lenders decrease their underwriting requirements to attract more BRRRR investors.

If you are using the same lender on both the purchase and refi, they should be able to decrease their points to 1%, same goes for title companies.

For every 5% down more you put, the rate generally decreases.

 $1200/month fall seems more than a seasonal decrease.  

@Kelly Schroeder,So long as our government keeps printing paper money, the purchasing power of the dollar will decrease. 

I am not advising anyone else to do the same.agree, that legal fees and forced sale may decrease our chances of return of our capital and earnings. 

I feel like any move from my current setup will decrease my cashflow given interest rates and will only improve my wealth, but yeah I feel pretty happy with my current net worth.