Their program is low downpayment, low closing, no PMI, no upper income limit. 

Same for 2-years of job/income stability.Tenant Default: 10-20% probability of eviction or early lease termination.Section 8: Class C rents usually meet program requirements, proper screening still recommended.Vacancies: 10-20%, depending on market conditions and tenant screening.Cashflow vs Appreciation: Should cashflow immediately, at the lower end of relative rent & value appreciation.Class D Properties:Tenant Pool: Majority of FICO scores under 560, little to no good tradelines, lots of collections & chargeoffs, but should have no convictions/evictions in last 12 months.

Some case workers/program workers are more helpful than others and will give you/send you all that you'll need. 

See the chart from Fair Isaac Company (FICO) below: FICO Score Pct of Population Default Probability 800 or more 13.00% 1.00% 750-799 27.00% 1.00% 700-749 18.00% 4.40% 650-699 15.00% 8.90% 600-649 12.00% 15.80% 550-599 8.00% 22.50% 500-549 5.00% 28.40% Less than 499 2.00% 41.00% Source: Fair Isaac CompanyAccording to this chart, investors should use corresponding vacancy + tenant-nonperformance factors of approximately 5% for Class A rentals, 10% for Class B and 20% for Class C.To address Class C payment challenges, many industry "experts" are now selling programs to newbie investors about how Section 8 tenants are the cure.

It will take you a few hours, but that's better than the few years it might take you to recoup your losses based on some software program.  

You can do refinance with construction financing but most of the programs require some kind of experience as well as GC with liability coverage

This criteria is for 1-4 and 5-8 unit programs.

Agentic ai is where the ai no longer runs on programing given, it does everything itself to achieve a goal given. 

asking for additional capital on new "deals/funds" and Brandon's furu REI "program" suckering more people into this, all while people are losing millions on their past "deals"... i skimmed thru that tribal b.s., and he claims to not get anything out of it. i, guess, other than more sheep to follow him. 

I run a property management company out of Michigan but on our investment side we buy properties all over and out of state so I'm always in the know (I think lol) when it comes to common markets, here's my advice: Option A: Cash-Out RefinanceWhy it works: You tap into your home's equity to access capital—often up to 80% LTV via programs like DSCR loans.