My expert tells me 70k all day. 

See the chart from Fair Isaac Company (FICO) below: FICO Score Pct of Population Default Probability 800 or more 13.00% 1.00% 750-799 27.00% 1.00% 700-749 18.00% 4.40% 650-699 15.00% 8.90% 600-649 12.00% 15.80% 550-599 8.00% 22.50% 500-549 5.00% 28.40% Less than 499 2.00% 41.00% Source: Fair Isaac CompanyAccording to this chart, investors should use corresponding vacancy + tenant-nonperformance factors of approximately 5% for Class A rentals, 10% for Class B and 20% for Class C.To address Class C payment challenges, many industry "experts" are now selling programs to newbie investors about how Section 8 tenants are the cure.

I wouldn't recommend doing anything financial with "no knowledge or money".

Thank you for having me and hope to learn from all the experts here. my situation, I sold my home in Kentucky, moved back to southern Indiana (New Albany) had a homestead there and essentially built my home.

Reach out to @Dave Foster for an expert’s opinion. 

I'm not a full on expert in VA loans, but if at all possible look toward buying a multiplex up to four units.

Everyone on here has a lot of FREE knowledge and experience you can take advantage of. 

That would be a question for a QI/expert like @Dave Foster. 

This is an excellent foundation; this platform provides opportunities to network, establish connections, and broaden your knowledge.

I'm similarly surprised to find that their written OneRate plan management agreement states: "For both Evictions and Other Suits, Owner shall be exclusively responsible for all attorney’s fees, vendor, service provider, expert, and court costs."