Tax character at rollover directly impacts long-term SDIRA planning.Source:IRS / SECURE 2.0 guidance and employer plan implementation updatesIRS Internal Revenue Bulletin 2026-01 ReleasedWhat changed:The IRS issued IRB 2026-01, outlining updated revenue procedures for employee plan rulings and determination requests.Why it matters for SDIRA holders:This bulletin reinforces that IRS guidance pathways exist for complex retirement-account fact patterns, but they are procedural, limited, and slow.

If you started your investing career after 2008 and everything you touched worked, why would that pattern stop?   

Data I’m Trying to Validate:New building permits vs absorption data.Rent growth vs new construction deliveries.Commuter patterns and submarket strength.📊 Core Framework Questions for the CommunityI’m soliciting data‑driven answers with sources where possible (IRS, Census, CoStar, Yardi, BLS, local MLS data, municipal reports):1) Migration MetricsWhat migration datasets do you use that actually correlate with rent growth and occupancy (e.g., IRS, USPS, EMSI)?

Two consecutive late months is a pattern forming, even if intentions are good.5.

The pattern isn’t coastal hype.

That is not the pattern of someone interested in taking accountability, learning from mistakes, or improving how they approach investing.

The more properties you go see you will start to see a pattern.

It becomes your reference for future deals and makes it easier to spot patterns or avoid mistakes.

Then you repeat that pattern each year as the next mortgages reach the finish line.

Harry walked me through how it works, when it’s appropriate, and when it’s not.That’s the pattern.