Some lenders/title will also ask for an attorney opinion letter on authority.Vesting & title: Current deed vesting in the trust, preliminary title showing no restrictions on encumbrance; title company’s trust/POA approval up front is critical.Guaranty: Many DSCR programs want a natural person guarantor.

See the chart from Fair Isaac Company (FICO) below: FICO Score Pct of Population Default Probability 800 or more 13.00% 1.00% 750-799 27.00% 1.00% 700-749 18.00% 4.40% 650-699 15.00% 8.90% 600-649 12.00% 15.80% 550-599 8.00% 22.50% 500-549 5.00% 28.40% Less than 499 2.00% 41.00% Source: Fair Isaac CompanyAccording to this chart, investors should use corresponding vacancy + tenant-nonperformance factors of approximately 5% for Class A rentals, 10% for Class B and 20% for Class C.To address Class C payment challenges, many industry "experts" are now selling programs to newbie investors about how Section 8 tenants are the cure.

I too am curious about the program.

When FHA changed citizenship requirements for eligibility, many Non-QM lenders filled in and made loan programs with flexible citizenship guidelines.  

I know this is always a topic of discussion and the answer is usually boots on the ground , cold calling , etc. but I am wondering if there are any programs that anyone has used and it has actually been worth it .

Expenses related to staffing, maintenance, certifications, and community programs can further increase deductions while improving the property’s overall impact.What makes this model special is its ability to combine purpose and profit.

I wouldn't pay $12,000 for anyone's real estate program 

The credit check program I used didn't break down the monthly payment for the student debt.  

@Scott Ryan one way to reduce risk is require a double deposit and/ or a rent guaranty policy via LEAP or some other insurance program. 

Always happy to chat about creative loan structures, DSCR programs, or ways to use financing as a wealth-building tool.Looking forward to learning from and contributing to the community!