Part of the maintenance fee includes insurance for the building/roof itself, as well as the water/sewer/garbage/landscaping.

If all you ever present to people is overpriced garbage then you business is not going to blow up.

It's cheap particleboard garbage. 

If you're buying small multi family (an option i recommend), look for markets with cheap water/sewer/garbage bills in the event they're owner paid.

:@Quentin MitchellWhat I meant is, group a few doZen of them together that over a 5 year hold will cashflow $100 each monthly (round to $5,000) and then yes, you could use that to “live on”... but at the end of year 10 you’re left with an absolute garbage sfh that literally has zero value (physical buildings DEppreciate) and you’ve got some land value (land Appreciates)... so you may have paid $75k for both land and sfh to start, you ended up literally eating and paying for gas etc with all your “cashflow” and now in year 10 (or sooner for D class) you’ve got a knockdown little box, in the hood, beside 400 other little knockdown boxes...

I started with TurboTax, but I recommend you skip that garbage step.

They have to call in licensees like plumbers or electricians to do basic stuff like changing a light fixture or a garbage disposal.

My dear fellow landlord, you are not alone in this battle, many of us are suffering with these garbage tenants and even worse the scum "free" lawyers causing us hell.

Then he created ten more versions of the same book, packaged specifically for teachers, managers, salesmen, stock traders, garbage men, and astronauts.