Truthfully, the other services you provide such as physical inspections, contractor oversight, and local property management are far more valuable and effective forms of asset protection than umbrella coverage alone.

If I was hedging my bets today, with AI and other technology looming large, I would be doubling down on physical professions that also require knowledge - HVAC, for example.

It's a physically demanding industry and after three back surgeries, diversifying into real estate seemed like a good option.

(Where are all my physical stackers at!?) 

Another thing is go buy your silver then physically sell it, you'll get destroyed on the spread.

I work in technology and I'm pretty familiar with those companies, but not where they are physically. 

The claims of 1hr to collect rent, produce receipts, and deposit checks also seems like a reasonable claim if done physically and not electronically.

I would like to pass on a little bit of useful information for anybody thinking of converting their permit over to owner-builder. 1 - You will not be able to sell the property for a minimum of 365 days from the date of issuing of the CO. 2 - The property must be for the owner's own use and occupancy and not for sale or lease which means you will not be able to rent it out. 3 - The owner-builder must ensure that all employees working on the project have the required licenses.4 - The owner-builder must provide worker's compensation as required by Florida law.5 - To apply for the owner builder permit, you must physical visit the building department.There are others requirements and conditions, however these are the main items.

Depending on the physical relationship between the three lots, you may be able to remedy the situation with a lot line adjustment.

In addition, since this is a relationship-based business, I also recommend only lending locally to those you’ve personally met and gotten to know against homes you've physically walked through.