If you stressed tested your numbers, and you can't leave the $ in, then you need to get a better deal (reject the counter and go back to your original offer) or walk.  

What skip tracing site has the best quality data?

As to your question,  my impression is after the crash of 2008 banks are now required to have much more risk-adjusted capital to support various stress tests imposed by the regulators.  

Unless the Fed can produce test kits or a vaccine, it may not matter.

We already have 200 confirmed COVID-19 cases and 7 deaths and they just started increasing tests in the last few days.

Investors with tight DSCR's (Debt Service Coverage Ratio) are about to be tested.Now is the time when margins will be put to the test.

Did you use actual Collector's office data, or SWAG it based on the calculator recommendations? 

Your next step is to build a plan around your investment strategy and goals, then pick a market (sounds like you have a good start), and then once you settle on a market based on data, start building your team and filling your funnel :)

I am an active real estate investor in Houston, TX and have used www.realacquisitions.com for years to build my mail out lists of motivated sellers. I wanted to reach out for suggestions of similar effective sites. Is...

Right here, right now, this is a stress test of our past lessons learned and the self-discipline to enact and live according to them.