If your market were to crash and decline 40-50% your borrowers would probably hand over the keys to you and now as the lender you are underwater as your collateral is less than the balance of your loan.

They make enough that i know it would not be a budget issue, and from my merchant experiences, i know that ACH payments are less likely to be declined by a bank.... so is there a service to set up auto payments with a routing number and account number? 

Examples would be learning to do a SubjectTo deal, a review of why my business growth has stalled/my business profitability is declining, I want to learn how to do H$Ling, etc.In each case, find a LOCAL REIA.

Interesting times we live in.Home ownership rates declining.

I'd say Ohio is a declining market for wholesalers in general.

It starts with informative advertising which helps those who will not qualify to self decline.

My realtor will list for free if I buy through him but i decline now because I get great response rates through craigslist and Postlets.

Hey BP,Just got back from visiting one of my properties, and spent an hour talking to the tenants about how they believe the neighborhood to be on the decline.

> > 6) Borrowers will be assessed penalty charges for checks returned by> the bank for insufficient funds or preauthorize charges to credit> cards that are declined by the issuer; .If you are comfortable with> these terms and conditions, kindly reply to proceed.Hello Do you received my loan terms

However, if a borrower told me they had concerns about their ability to pay, I'd probably decline the application on those grounds.