@Perry Farella Can you send me info on the loan program you outlined in your response?

If you want more details to see if you are a good fit for the program, let me know and we can set up a phone call to discuss.

Clients can follow any program they like, but the area I'm looking at is SUPER 12-step dominated.

I recently completed an MBA and have spent the last few years learning about stock market investing, but I want to invest in real estate in order to live more on my own terms.

The Auction sites are clearing houses for the banks as easier ways for them to sell lots of properties than to have REO programs for each bank.

If you want the best electricity program you basically need to build a spreadsheet using your actual usage. 

Purchase price: $75,000 Cash invested: $7,000Bought my first investment property using the Fannie Mae Homepath program.

I have an MBA in finance, afterwards took courses for a certificate of RE, which included courses in RE accounting, and even one for RE agent licensing.

Can anyone recommend a banks or credit unions that are friendly to first time investors looking to owner occupy a 2 to 4 unit property and can help navigate the many programs/portfolio loans available?

The programs almost has a too good to be true ring.