@Paul Timmins Is IREM.org the best sight for getting certified?

Hell I have never even noticed this house was a 2 family till I walked in the backyard.Sales lady said it needs a roof and other work.I see it needs new exterior doors and storm doorsneeds some new windows.

Forget banks, if you have read these forums use other money, e.g.sub2, or lease option, etc.

Those are the times where frankness and tact go out the window.

Don't forget the incentives to get them to refinance as soon as they can.

Over $150,000 in updates; windows, doors, appliances, siding, insulation HVAC, the list goes on.

It shall be non-refundable upon execution and assignment (if applicable) of this contract, and will be deducted from the purchase price.(17)INCLUDED IN THE PURCHASE:The property shall also include all land, together with all improvements thereon, all appurtenance rights, privileges, easements, buildings, fixtures, heating, electrical, plumbing and air conditioning fixtures and facilities, window shades, Venetian blinds, awnings, curtain rods, screens, storm windows and doors, affixed mirrors, wall to wall carpeting, stair carpeting, built in kitchen appliances, bathroom fixtures, radio and television aerials, landscaping and shrubbery, water softeners, garage door openers, and operating devices, and all utility or storage buildings or sheds.

And let's not forget the construction cost overruns that frequently occur.

There is baseboard and window/door trim that is white; some other color for walls and ceiling) My gut feel is that this is expensive.Any input, including positive experiences with handyman or painters you've used would be much appreciated.

These have typically been on rehabs and the money is only out a short time, but the same idea can work for getting money for a rental as well.You obviously want to be careful and only use that kind of money if you are confident it will be a very good investment.