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I read some things from @Chris Mason that if they are secured funds it's not necessary.Also this loan shouldn't be calculated with my DTI, correct?

I backed into REI a little over 2 years ago. i chose the buy and hold method and i have no real complaints so far.

Tenant: My landlord refused to give me back my security deposit and I want to sue them.

Once the job is secured, then those kinds of contractor may end up cutting corners or taking on multiple jobs at the same time to make it work. 

I would have to put the $30k down to secure the loan.

It is a proven reliable method for getting rich slowly.

Depending on the loan amount, they will probably want a 15-25% equity injection.You can also utilize your health insurance claims and/or medical equipment as collateral for a secured line of credit. 

This is why for self employed applicant it is difficult to secure a new mortgage.