Are these actually any improvement over a well formulated Excel spreadsheet? 

Look up Assembly bill 968 & become well versed on it's benefits/drawbacks.Throughly understand El Dorado counties TIM fee (formerly known as TIF fee) & how it impacts your underwriting.For dispositions keep in mind your buyers pool will be affected by fire insurance the further up the western slope the house sits.Have a well formulated exit strategy in case the dispo is slow, which may tie up capital for a while.Don't overleverage as transactional volume is a bit low currently.

You have to know a little about their situation so that you can formulate a solution for them.Make sure that solution includes some good terms for you or a good price well below market or perhaps BOTH.I dont know your numbers, but if the property is worth 300k, dont offer 290k just because it needs 10k in repairs.

Asking the forum for general tips will get you => general info, that probably won't be much use.If you can formulate better and more specific questions => better answers for you!

Thing is, you definitely need to get to a point where you can discuss a deal/formulate a business plan, and that takes education.

One has to formulate strategically, and act tactically. 

Investors who solely chase banking terms do not formulate the same valuable relationships. 

Here is something I created in ChatGPT which is what I assume everyone is using.The basic steps are1 - create a database of all your past posts and upload them to chatgpt to store2 - ask the folder a question and leverage past responses to formulate a response3 - ask the folder to remember to remove things that would tip people off that it is ai response like removing the "---"

To formulate a transaction with the intent to do the things Ken says he makes them with intention for, again, not legal. .Your comment "A tenant with option to buy, intentionally sabotaging the a/c, to scam the situation to get a new a/c free of charge immediately before executing on the purchase option."

Then formulate a solution to solve their problem.