Hi everyone,I’m Alivia, and I work with landlords and investors in Florida to make property ownership as stress-free as possible.

Hi everyone, I’m Alivia, and I work with landlords and investors in Florida to make property ownership as stress-free as possible.

If you have a few rentals and your budgets for expenses, vacancy, cap ex are working adding another unit isn't something you need to stress over "testing" because I always view my risk as being my portfolio as a whole not property by property. 

For landlords using DSCR loans, how are you stress-testing rent assumptions and expenses before locking financing?

For DSCR deals today, most disciplined landlords are underwriting to survive stress, not just qualify.

The faster you can buy, fix, and sell, the less you pay in interest, holding costs, and stress.

Since purchasing our home the value of the property has decreased.

Mobile is ranked 7th in the U.S. for least stressful city, and 25th as the best city in the U.S. for Millennials to live.Employment Information -- The top providing employers of Mobile are The University of South Alabama, Infirmary Health Systems, and Austal, who combined provide over 14,000 jobs.- The Mobile Aeroplex brings in another big economic industry which is Aviation.

Waiting six months to refinance to get a .25% rate decrease may not make sense if you are paying a hard money loan of 12% in the meantime.

The biggest underwriting mistake I see in multifamily is trusting the pro forma more than the in place story, so build a repeatable process that stress tests the boring stuff like expenses, reserves, capex, concessions, and your exit cap.